How Merit Works
A simple treasury layer that lives inside your GitHub repository - no LLC, no spreadsheets, no Stripe.
How money flows through Merit
Bank / Card
Add funds
↓
Repo Balance
Central treasury
↓
Contributors
Your pockets
Funding Options
• Bank transfer
• Direct USDC deposit
• Stablecoin wallet
• Direct USDC deposit
• Stablecoin wallet
Distribution
• Payout wizard (AI-assisted)
• Manual splits
• Direct tips
• Manual splits
• Direct tips
Withdrawal
• Bank transfer
• Stablecoin wallet
• 30-day claim window
• Stablecoin wallet
• 30-day claim window
Merit hides the rails. Fund a repo with a bank transfer or your existing stablecoin wallet. Contributors withdraw the same way.
Compliance, Handled
| What Merit handles | What you handle |
|---|---|
| Collect and store W‑9 / W‑8BEN | Nothing - no filings or 1099 prep |
| File 1099‑K with IRS for US contributors | - |
| Basic AML / sanctions screening | - |
| Transaction records & year‑end summary | - |
No KYB / KYC hoops on your side - those occur only if you choose the embedded on‑/off‑ramp provider, just like any regular payout service.
Supported Currency & Regions
- Currency: USDC (USD‑pegged stablecoin)
- Funding & Withdrawals: Available in every country that has a tax treaty with the United States
- Fiat rails: Bank transfer in/out via Coinbase today; more partners on the way
Simple, Predictable Fees
- 2.5% on each confirmed payout to contributors
- No subscription. No minimums. No surprise FX mark‑ups
Next Steps
- Explore live data: terminal.merit.systems
- Get whitelisted: Partner Program →
- Need a tailored demo? Email [email protected]
Merit lets you build and share revenue with friends, not filings.